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From Guesswork to Personalised Pricing: How Car Insurance Quotes Are Becoming Smarter in 2026

New Delhi [India], October 12: Two owners of the same model, same year, same city can now receive materially different car insurance quotes. That looks arbitrary from the outside. It is the visible edge of a long shift in how motor premiums are calculated in India, moving from category-based pricing towards pricing built on the specific vehicle and the specific driver.

Oct 12, 2026